Earticle

본 연구는 ‘금융소비자보호에관한법률(이하, 금융소비자보호법)’ 시행으로 위기에 직면한 인 슈어테크(InsurTech) 기업의 서비스 전략에 대한 연구이다. 본 연구는 미국, 영국 등 5개 선진국 가의 인슈어테크와 관련된 적합성에 대한 선행연구와 보험 및 소비자보호 법률을 기반으로 인슈어테크 기업에 대한 보험계약상 적합성의 원칙을 적용할 수 있는지에 대해 연구하였다. 분석 자료는 법제처와 각국의 법률 정보를 활용하였으며, 적합성에 대한 조만을 비교하는 방 식으로 연구하였다. 분석결과 적합성을 일괄적으로 적용하는 것이 어떤 결과를 가져올지에 대 해서는 논란이 있으나, 보험 산업에서 적합성 원칙을 확대 적용한다는 것은 현실적으로 필요 한 조치로 판단된다. 또한 금융투자업자가 적합성 원칙에 의해 부담하는 의무는 ‘적합한 투자 권유를 할 적극적 의무’가 아니라 ‘부적합한 투자권유를 하지 않을 소극적 의무’로 이해할 필 요가 있다. ‘인슈어테크’를 보험계약으로 인정되고 있으며 P2P보험은 플랫폼을 제공하고 위험 을 인수하지 않기 때문에 보험계약에서 보험자의 역할을 하고 있는지에 대한 문제가 존재할 수 있다. 따라서, ‘적합성 원칙’을 비롯한 소비자 보호 제도의 적용이 불가능할 수 있어 인슈어 테크를 통한 적합성의 원칙을 가장 잘 표현하고 있는 ‘know your customer rule’을 적극적으로 도입할 수 있도록 제정적 지원과 환경의 변화가 필요하다.

Purpose : This study is a study on the service strategies of InsurTech companies facing a crisis due to the enforcement of the Financial Consumer Protection Act. Research design, data, methodology : This study investigated whether the principle of suitability in insurance contracts for insurtech companies can be applied based on prior research and the laws of major countries. For the analysis data, the Ministry of Legislation and the legal information of each country was used, and the study was conducted in a way that compared articles about suitability. Results : Although there is some controversy about what kind of results will be obtained by applying the suitability as a result of the analysis, it is judged that the expanded application of the suitability principle in the insurance industry is a realistically necessary measure. In addition, it is necessary to understand that the obligation borne by a financial investment business entity under the suitability principle is not an 'active obligation to make appropriate investment recommendations' but a 'passive obligation not to make inappropriate investment recommendations'. Conclusions : Since ‘InsurTech’ is recognized as an insurance contract, and P2P insurance provides a platform and does not undertake risks, there may be a problem as to whether it is playing the role of an insurer in the insurance contract. Therefore, it may not be possible to apply consumer protection systems including the 'conformity principle'. Therefore, financial support and environmental change is needed.

본 연구는 중앙행정기관의 성과지표에 대한 적절성 분석을 통해 기관들의 성과지표 수준을 진 단하고 상대적으로 부족한 점이 무엇인지, 그리고 어떠한 대안 제시가 가능한지를 연구하기 위한 목적으로 수행되었다. 이러한 목적을 달성하기 위해 성과관리에 있어서 우수한 기관으로 인정받 고 있는 산림청 사례를 연구하였다. 산림청을 선정한 이유는 정책의 산출물이 유형적이어서 성과 지표의 설정과 측정이 용이하여 성과지표 분석의 시사점이 높을 것으로 예측되었기 때문이다. 이 를 위해 2008년부터 2018년까지 산림청의 성과지표를 수집하고 이에 대한 적절성 분석을 실시하 였다. 또한 보다 현실성이 높은 정책의 시사점을 발굴하기 위해 성과지표 분석 결과에 대한 담당 부서와의 인터뷰를 통해 지표 평정 결과에 대한 평가와 대안, 한계 등을 검토하였다. 연구 분석 결과 가장 보완이 필요한 영역으로 국민체감도가 지적되었고, 지표의 결과지향성도 여전히 보완이 필요한 것으로 나타났으며, 기타 구체성이 부족하거나 측정가능성이 떨어지는 지 표들도 꾸준히 발견되었다. 따라서 성과지표 개발 시에는 반드시 해당 기준에 부합하는 지를 살 펴볼 필요가 있을 것이다. 또한 성과지표 개발 이후에도 성과지표의 개선을 위해서는 해당 지표 개발과정에 대한 이해가 반드시 필요한 과정으로 판단되어 담당자에 대한 인터뷰와 컨설팅등을 지속적으로 수행할 필요가 있다.

This study was carried out for the purpose of diagnosing the level of performance indicators of institutions through an appropriate analysis of the performance indicators of central administrative agencies, and researching what relatively shortcomings are and what alternatives can be suggested. To achieve this objective, the case of the Korea Forest Service, which is recognized as an excellent institution in performance management, was studied. The reason why the Korea Forest Service was selected is because the outcome of the policy is tangible, making it easy to set and measure the performance indicators, and it was predicted that the implications of the performance indicator analysis would be high. For this purpose, performance indicators of the Korea Forest Service were collected from 2008 to 2018 and appropriateness analysis was conducted. In addition, in order to discover the implications of a more realistic policy, the evaluation of the index evaluation results, alternatives, and limitations were reviewed through an interview with the department in charge of the performance index analysis results. As a result of the research analysis, public sentiment was pointed out as the area that needed the most improvement, and the result-orientation of the index still needed to be supplemented. Therefore, when developing performance indicators, it is necessary to check whether they meet the relevant standards. In addition, even after the development of the performance indicator, it is judged that an understanding of the development process of the corresponding indicator is essential to improve the performance indicator, so it is necessary to continuously conduct interviews and consulting with the person in charge.

DRM 소프트웨어가 디지털 저작권을 적절히 보호해 주기 위해서는 필요한 기능에 대한 성숙도(completeness), 정확성(correctness), 타당성(appropriateness) 등이 준수되어야 한다. 따라서 관련 표준에 입각한 DRM 소프트웨어의 기능성 평가 방법의 체계화가 필수적으로 요구된다. 본 논문에서는 국제표준의 소프트웨어 품질평가 표준을 기반으로 DRM 소프트웨어의 성숙도, 정확성, 타당성을 포괄하는 기능적합성(Functional Suitability)에 관한 품질을 측정하는 모델을 구축하고자 하였다. 이를 위해 DRM 소프트웨어의 기반 기술과 기능적합성에 관한 품질 요구사항을 분석하여 국제표준을 기반으로 한 기능적합성 평가모델을 개발하였다. 본 연구를 통해 DRM 소프트웨어의 품질수준을 높이기 위한 기능적합성 평가 기준을 확보할 수 있을 것으로 사료된다. 향후 평가사례의 축적을 통해 본 DRM 소프트웨어 기능적합성 평가모델의 적합성과 타당성을 제고할 필요가 있다.

DRM software should conform completeness, correctness and appropriateness for the related function to protect digital right properly. Therefore, the systematization of functionality evaluation method based on the related standard is essentially required. In this paper, based on the software quality standard, I intended to construct a model to measure the quality about functionality including suitability, accuracy and interoperability of DRM software. To this, we developed functional suitability evaluation model by analyzing infra-technology of DRM software and quality requirements about functional suitability. I think that through this study, functionality criteria to enhance the quality level of DRM software. Through the accumulation of future evaluation practices, it is necessary to improve the suitability and validity of the DRM software functional suitability evaluation model.

Purpose: This study was to seek the application after fostering the dental technician with the disability. The purpose of this was to suggest basic data to enhance employment for the disabled by fostering dental technician with disability through the opinion of experts. Methods: For this aim, this study made the literature research using precedent research data implemented by related departments and fields and domestic & foreign literature including the reports on the status of the disabled. Results: On the base of the findings the conclusion was deduced as following. It needs to open dental technician training curriculum with disability to enhance employment for the disabled and smoothness and qualification for the practical demand and supply of the dental technician. Conclusion: To foster the dental technician with disability, there needs the change of negative view that the disabled will not be able to do well. The disabled also can do the work well as those without disability if they get the education and the training.

빅 데이터를 경찰기관 등 형사사법기관에서 활용하려는 노력은 점점 가속화되고 있다. 기관별로 범죄예방, 범죄대응, 피해자 보호, 재판 등 각기 다른 다양한 분야에서 빅 데이터 분석을 활용하고 있으나, 아직 경찰활동의 어떠한 직무상 분야에서 어떠한 빅 데이터 활용 형태를 활용하는 것이 적합도가 높을지에 대한 논의는 부족한 실정이다. 본 연구에서는 첫째로, 빅 데이터 경찰활동의 유형을 분류화하고, 둘째로, 대리인 이론 을 분석적 틀로 삼아 빅 데이터 경찰활동 유형별로 이론적 측면에서의 문제점을 분석 하였다. 연구결과 ‘조직 내부적 활용’이 가장 적합한 것으로 나타났다. 종합적으로, 경찰 직무상 ‘수사’나 ‘범죄진압’ 분야에서 ‘개인생체정보 관련 데이터베이스’를 활용하거나 ‘장소기반형 범죄예측’을 하는 것이 주인인 국민들의 입장에서 적합한 활용 유형이 될 수 있다는 결과가 도출되었다. 본 연구결과가 한국 경찰의 빅 데이터 추진 전략과 정책 형성에 좋은 나침반이 되기를 기대한다.

Efforts to use big data in criminal justice agencies, such as police agencies, are increasingly accelerating. Institutions use big data algorithms in various areas such as crime prevention, crime response, victim protection, and trial, but there is still a lack of discussions about which type of big data application can be appropriate in which occupational field of police activities. In this study, the Principal-agent theory is used as an analytical framework. First, the types of big data policing are classified. Second, theoretical problems are analyzed according to the types of big data policing. Results have shown that 'internal use through crime prediction' could be the most appropriate type of usage. Overall, it was concluded that the use of 'personal biometric information database' or 'place-based crime prediction' in the field of 'investigation' or 'crime suppression' in police duties can be suitable types of use from the principal's point of view. The results of this study are expected to be a good compass for the Korean police's big data policing strategy and policy formation.

본 연구는 광고 모델로 활동하고 있는 버츄얼 인플루언서의 예술적 형상을 창조하는 조형성과 광고 주목도, 광고 태도와 의 관계에서 매력성과 적합성의 관계성을 확인하였다. 이를 확인하고자 연구 대상자는 SNS 이용률이 높은 MZ세대와 X세대로 설정하였다. 분석 방법은 SPSS 통계 27.0과 SPSS 프로세스 매크로 버전을 활용하였다. 연구 결과는 다음과 같다. 첫째, 조형성 과 광고 주목도와의 관계에서 매력성과 적합성은 완전매개하는 것으로 확인되었다. 조형성과 광고 주목도의 경로에서 총 효과가 직접 효과보다 높은 것으로 나타나 버츄얼 인플루언서의 조형성과 광고 주목도의 관계에서 매력성과 적합성에 의해 병렬 이중 매개효과가 있는 것으로 확인되었다. 둘째, 조형성이 매개변수인 매력성에는 영향을 미치지만 매력성은 광고 태도에 영향이 미 치지 않는 것으로 확인되었다. 조형성은 적합성에 적합성은 다시 광고태도에 영향이 미치기에 이들 변인 간에는 완전 매개효과 가 있는 것으로 확인하였다. 이러한 결과에 따라 조형성과 광고태도와의 관계에서는 매력성과 조형성에 의한 병렬 매개효과는 확인되지 않았다. 이상의 연구는 버츄얼 인플루언서의 제작 측면에서 고려되는 조형성이 광고 주목도와 광고 태도 변인 간의 관계에서 매력성과 적합성의 병렬 이중 매개효과를 살펴보면서 학문적 함의와 실무적 시사점을 제시하였다는 의의를 갖는다.

The study confirmed the relationship between attractiveness and suitability in the relationship between the formativeness of creating the artistic form of a virtual influencer who acts as an advertising model, advertising attention, and advertising attitude. To confirm this, the subjects of the study were the MZ generation and X generation, which have a high rate of SNS use. The analysis method used SPSS statistics 27.0 and SPSS process macro version. The research results are as follows. First, it was confirmed that attractiveness and suitability fully mediate the relationship between formativeness and advertising attention. In the path of formativeness and advertising attention, the total effect was found to be higher than the direct effect, and it was confirmed that there was a double parallel mediation effect through attractiveness and suitability in the relationship between the formativeness of virtual influencers and advertising attention. Second, it was confirmed that formativeness affects the mediating variable, attractiveness, but attractiveness does not affect attitude toward advertising. Since formativeness affects suitability and suitability in turn influences attitude toward advertising, it was confirmed that there is a full mediating effect between these variables. According to these results, the parallel mediating effect of attractiveness and formativeness was not confirmed in the relationship between formativeness and attitude towards advertising. The above study is significant in that it presents academic implications and practical implications by examining the dual and parallel mediating effects of attractiveness and suitability in the relationship between formativeness, advertising attention, and advertising attitude variables, which are considered in the production of virtual influencers.

본 연구는 축제 이미지가 방문객의 축제 만족도에 미치는 요인과 축제 만족도가 행동의도에 미치는 영향에 대해 서 알아보고자 하였다. 본 연구의 표본은 축제 방문객 233명을 대상으로 하였으며, 분석방법은 다중회귀분석을 사용하 여 각 변수간의 인과관계에 대해 알아보았다. 연구결과 축제이미지 적합성, 편의성, 유희성 요인이 만족도에 정(+)영향 을 미치는 것으로 나타났다. 그리고 만족도가 행동의도에 정(+)의 영향을 미치는 것으로 검증되었다. 따라서 본연구에서 는 고유한 역사성에 근거한 이미지를 발굴하여 활용방안으로 제시하고 축제활성화에 기여하도록 한다. 특히 역사성을 가진 고유한 콘텐츠와 시대별 대표 프로그램발굴, 역사의 인물에 얽힌 이야기 등이 필요하다. 향후 연구에서 부(-)의 영향을 미친 이미지 가치성 요인에 대한 추가분석이 필요하다.

The purpose of this study was to investigate the factors that the festival image has on the festival satisfaction of visitors, and the effect of festival satisfaction has on the degree of visitors' behavior. In order to accomplish this research purpose, this study collected data of 233 visitors. Regression analysis was conducted in order to achieve the causal relationship between each variables. The result of data analysis revealed that the factors of festival image suitability, convenience, and entertainment had a positive (+) effect on satisfaction. And, satisfaction was verified to have a positive effect on behavioral intention. Therefore, these results implied that this study will contribute to the revitalization of festivals by both discovering images based on unique historical characteristics and presenting them as utilization plans. Especially, it is necessary to find unique contents with history, representative programs by age, and stories related to historical figures. Further validation studies are necessary to ascertain this fact utilizing the image value factors that have negative influences.

변액보험은 납입보험료 중 일부를 특별계정으로 분리해 주식, 공채, 채권 등 수익성이 높은 유가증권에 투자한 뒤, 투자성과에 따른 투자수익을 계약자에게 배당하여 실적에 따라 보험금이 변동하는 방식의 보험 상품이다. 투자상품과 보장상품으로서의 특징을 동시에 가지고 있는 변액보험상품은 상품구조와 내용이 매우 복잡하다. 이에 일반 보험상품에 비해 판매자와 소비자 간의 정보 격차가 더 크며, 불완전판매가 발생할 가능성도 높다. 그러므로 적절한 정보 제공을 통하여 변액보험에 대한 소비자들의 정확한 이해를 제고하고, 금융소비자의 합리적인 의사결정을 위한 환경을 구축해야 한다. 이를 위한 첫 걸음으로 본 연구는 변액보험의 불완전판매를 방지하기 위하여 변액보험상품의 구조적 특성을 살펴보고 보험업법과 자본시장법의 투자자(계약자) 보호의무 관련 규정을 고찰해 보았다. 보험업법과 자본시장법을 고찰한 결과 보험업법에서 도입한 적합성 원칙과 설명의무는 자본시장법에 비해 상대적으로 미흡하였으며, 자본시장법의 규정에서도 미비점을 지적할 수 있었다. 본 연구에서는 변액보험불완전판매에 대한 현행법규의 미비점을 바탕으로 불완전판매로 인한 소비자 피해를 예방하기 위한 개선방안을 제안하였다.

The objective of this study is to consider the characteristics of variable insurance products and the regulations on mis-selling of variable insurances. There are mainly two laws regulating mis-selling of variable insurance, Insurance Business Act and Financial Investment Services and Capital Market Act(Capital Market Act). Both of the laws have rule of protection of the investors/insured. Under those laws, the insurance company should find out the customer's tendency about investing(know-your-customer rule), and should not recommend the variable insurance product that is not suitable for the customer(Suitability). The company should explain the important aspects of the insurance products(Product Guidance). However, in the Insurance Business Act, the Suitability rule is provided with a mere formality. In the Product Guidance rule, the scope of the features of variable insurances that should be explained to the consumers is vaguely regulated. Also, in both Acts the burden of proof is on consumers which makes the regulations to protect mis-selling of variable ineffective. This study provided suggestions to strengthen regulations on mis-selling of variable insurances from the perspective of consumers

Bibimbap is a traditional Korean dish that offers a nutritionally balanced, single-bowl meal composed of steamed rice, assorted vegetables, meat, oil, and sauce. This study aimed to evaluate the suitability of various rice cultivars with differing characteristics for use in bibimbap. The suitability was evaluated based on sensory, physicochemical, and functional properties. Four rice varieties (Sindongjin, Sindongjin1, Miho, and Shingil) were analyzed in terms of grain characteristics, color, hydration, starch composition, resistant starch content, texture, and consumer preference. Sindongjin1 exhibited good hydration characteristics, an appropriate amylose content, high lightness, and low redness after cooking, enhanced both the texture and visual appeal. Miho exhibited good stickiness and softness but poor retention of physical properties after cooking. Conversely, Shingil, despite its highly resistant starch content, has a high-amylose content, resulting in poor texture and sensory characteristics. Correlation analysis revealed that moisture, stickiness, swallowability, and stickiness were the major factors influencing consumer preference, especially for bibimbap after mixing. Overall, Sindongjin1 was identified as the most suitable variety for bibimbap, as it has balanced physicochemical and sensory characteristics. These results are expected to provide practical guidelines for selecting and breeding rice varieties optimized for bibimbap quality and consumer preference.

The present study investigated the nutritional and economic suitability of cashew reject meal (full fat and defatted) as replacement for groundnut cake (GNC) in the diets of laying chickens. A total of eighty four brown shavers at 25 weeks of age were randomly allotted into seven dietary treatments each containing 6 replicates of 2 birds each. The seven diets prepared included diet 1, a control with GNC at 220gkg.1 as main protein source in the diet. Diets 2, 3 and 4 consist of gradual replacement of GNC with defatted cashew reject meal (DCRM) at 50%, 75% and 100% on weight for weight basis respectively while diets 5, 6 and 7 consist of gradual inclusion of full fat cashew reject meal (FCRM) to replace 25%, 35% and 50% of GNC protein respectively. Each group was allotted a diet in a completely randomized design in a study that lasted eight weeks during which records of the chemical constituent of the test ingredients, performance characteristics, egg quality traits and economic indicators were measured. Results showed that the crude protein were 22.10 and 35.4% for FCRM and DCRM respectively. Gross energy of DCRM was 5035 kcal/kg compared to GNC, 4752 kcal/kg. Result of aflatoxin B1 revealed moderate level between 10 and 17 μg/Kg in DCRM and GNC samples respectively. Birds on control gained 10 g, while those on DCRM and FCRM gained about 35 g and 120 g respectively. Feed intake declined (P < 0.05) with increased level of FCRM. Hen day production was highest in birds fed DCRM, followed by control and lowest value (P < 0.05) was recorded for FCRM. No significant change (P > 0.05) was observed for egg weight and shell thickness. Fat deposition and cholesterol content increased (P > 0.05) with increasing level of FCRM. The cost of feed per kilogram decreased gradually with increased inclusion level of CRM. The prediction equation showed the relative worth of DCRM compared to GNC was 92.3% whereas the actual market price of GNC triples that of DCRM. It was recommended that GNC could be completely replaced by DCRM in layer’s diets in regions where this by product is abundant. However, FCRM should be cautiously used in diets of laying chickens.

The endangered species of Cyathea spinulosa (tree ferns) are among the least concerned ferns of Nepal that bring threats to them and their habitat. A way to reduce such threats is by maintaining a database of species’ whereabouts and generating a scientific understanding the habitat preferences. This will eventually help in the formulation of conservation plans for the species. This research aimed to characterize the suitable habitat of C. spinulosa by enumerating the location of species in the Panchase Forests of central Nepal. The statistical index method was applied to relate the occurrence locations of species with various environmental factors for the development of indices. The suitable habitat of C. spinulosa (more and most suitable categories) covered 119 km2 and accounted for 43% of the total area studied. 74.4% of occurrence locations of C. spinulosa were recorded from these habitats. The habitat characteristics suitable for C. spinulosa were: proximity to streams (high moisture), land covered by forested area (shady area), mid-elevations of hills about 1,000 m to 2,000 m (sub-tropical climate), slope gradient of 20° to 40° (steep slopes), and northern to eastern aspects. These habitat characteristics could be considered for in-situ protection of tree ferns and designating the conservation plots.

We investigated the structural suitability of GdFeO3 (GdFO) as a buffer layer for the GdBa2Cu3O7-x (GdBCO) superconducting films. GdFO films with different thicknesses and GdBCO thin films were all prepared by using a pulsed laser deposition technique. The analyses of X-ray diffraction and EXAFS data indicates that the c-axis parameter increases and the Fe-O bond length decreases with the GdFO thickness due to the compressive stain induced by the lattice mismatch between GdFO and STO substrate and as a result, the Debye-Waller factor, an index of disorder in the local structure near the Fe-O bond, increases with the GdFO thickness. However, for the GdBCO/GdFO bilayer structure, the Debye-Waller factor decreases as the GdFO thickness increases indicating a diminished disorder by the structural coupling between GdFO and GdBCO. These results indicate that an appropriate thickness of GdFO is required to be utilized as a magnetic buffer layer for the GdBCO superconducting films.

The increase in international trade and climate change have facilitated the introduction and establishment of numerous exotic insects in non-native regions globally. A substantial number of these of non-native insects are currently considered as invasive pests, indicating the importance of preventing new introduction of potential invaders, and evaluating their invasiveness in quarantine systems. This study aims to evaluate whether climate suitability can serve as a predictive indicator for potential invasive pests. Geographic information of presence points for 74 non-native insect species, already established or reported in Korea, were obtained from the GBIF database. Climatic suitability was estimated using bioclimatic variables provided by WorldClim. The presence data, excluding Korean records for each species, and randomly generated pseudo-absence data were used to georeferenced the bioclimatic variables to build climatic niche models. The niche models were developed using Classification Tree Analysis (CTA), Boosted Regression Tree (BRT), and Random Forest (RF) algorithms, which were subsequently integrated into an ensemble model for each species. The final models for each species exhibited high predictive performanceNotably, the ten species classified as major invasive pests in Korea exhibited distinctly higher climatic suitability compared to the remaining species. Therefore, estimated climatic suitability may provide valuable insights for evaluating the invasiveness of exotic insects that may become future invasive pests. The climatic suitability for non-native insects in Korea was found to be relatively high in coastal regions and on Jeju Island. These findings suggest the need for concentrated preventive efforts, including surveillance and eradication initiatives, in these regions.

공업지역 외 자연녹지 등 비도시지역에서 공장 신⋅증축이 원활하게 이뤄질 수 있도록 건축규제가 완화되고 환경영향평가 절차가 간소화 및 생략됨으로써, 공장의 개별입지가 가속화되었다. 이에 따 라 자연녹지지역과 같은 비도시지역은 계속해서 공장 등 기피시설의 입지가 늘어났고, 이들 시설에 서 배출하는 화학물질, 먼지, 소음, 악취 등에 의해 주거환경의 악화가 가속화되었다. 기존의 주거환 경 평가 연구는 주거환경정비지수 및 주거관리지수 등 시설의 확충과 인프라 정비사업에 초점이 맞춰져 있었기에 주민의 건강성과 환경기피시설에 대한 안전성 부문에 대해서는 평가의 틀이 미비하 다. 본 연구에서는 UNISDR, IPCC등 기후변화 리스크 평가모델을 수용하여 Residential Environment Risk Index 모델을 개발하고, 공장 등 개별 사업장으로부터 환경영향의 피해가 심해 이슈가 되었던 사월마을을 수용체로 주거환경위험성을 평가하여 주거환경적합성을 평가하였다.

The individual location of the factory was accelerated by deregulates building regulations and simplifies environmental impact assessment procedures to facilitate the expansion of factories in non-urban areas such as natural green areas. As a result, non-urban areas such as natural green areas continued to increase the location of avoiding facilities such as factories, and the deterioration of the residential environment was accelerated by chemicals, noise, and odors emitted from these facilities. The existing residential environment evaluation study focused on expanding facilities and infrastructure maintenance projects such as the HEMI so the evaluation framework for residents’ health and safety of environmental avoidance facilities is insufficient. In this study, the RERI model was developed by accepting climate change risk assessment models such as IPCC, and the residential environment suitability was evaluated by the residential environment risk as a receptor.

Laufer, Elder, Hill, and Congdon (2004) proposed the vocabulary strength framework reflecting the process of vocabulary knowledge development with a hierarchical order of four strength modalities: passive recognition, active recognition, passive recall, and active recall. Employing this framework, the present study aims to empirically examine its generalizability to EFL contexts and further explore its availability to validating the TEPS vocabulary section. Three sets of web-based tests for three proficiency groups (beginner (n=37), intermediate (n=31), and advanced (n=30)) are developed with words from three frequency bands (3000, 5000, and 7000). The test includes four sections representing four strength modes and an optional TEPS section for the two upper groups. A one-parameter Rasch model analysis reveals that item difficulties agree to the hierarchical sequence of difficulty order in the framework. Different vocabulary growth rates were found across modes and word bands. The TEPS item difficulties that are closer to recall than recognition may give a theoretical account of the measuring construct that the TEPS items tap upon.

Spawn is the vegetative growth of the mycelium and serves as the inoculum or seed for cultivating mushrooms. Various cereal grains, such as wheat, millet, barley, sorghum, brown rice, rye, and oat were assessed to compare their characteristics and suitability for spawn production of button mushroom (Agaricus bisporus). The mycelial growth rates, density, and the number of completely colonized grains were measured from the twentieth day of inoculation. Wheat grains showed fastest mycelial growth with 8.4 cm followed by rye, oat, barley with 8.2, 7.5 and 7.3 cm, respectively. In the mycelial density, foxtail millet, barley, and sorghum were best compared with that of wheat grains. Especially, the number of grains which were completely colonized by mycelia were greatest in foxtail millet with 5,123 grains followed by proso millet, and wheat with 3,052 and 914, respectively. Based on the results obtained, barley, foxtail millet, and sorghum grains would be appropriate substituting for wheat grain in spawn production of button mushroom.

The purpose of this study is to investigate the suitability analysis of MB government’s 6 ․ 3 private education expenses reduction policy. As the private education expense increased, every government tried to make a policy for reducing private education expenses. But it is acknowledged that the 6·3 private education expenses reduction policy enforced by the MB government showed the effect of reduction in private education expenses to some extent. This study will analyze the 6.3 policy mainly by focusing on the concept of school education competitiveness. The method of this study includes literature study and research study with Likert-type 5 point scale. According to the results, the policies on the adequacy of 6 ․ 3 private education expenses reduction evaluated above 3.5 are the enhancement of the transparency of private educational institute expenses(3.80), the service quality of EBS college scholastic ability test lectures(3.68), the educational service of after school(3.67), the quality of English education and narrow the gap(3.63), and the project of non-private-education school(3.59). The policies evaluated below 3.0 are the science olympiad and improvement of election type gifted education candidate(2.96), and national academic achievement test(2.76). The other 12 policies are marked between 3.0 and 3.5. The groups discussed by the policy adequacy are statistically significant. Based on this result, it is strongly recommended that the private education expenses reduction policy in MB government should be considered as an important policy for reducing private education expenses.

This article reports the findings of an action research project, which investigated how university students would respond to Task-based Instruction (TBI), with the primary aim to examine its sociocultural appropriateness in the Japanese EFL context. The study employed a hybrid form of task-based and textbook-focused instruction in English classes at the tertiary level. A survey was administered to collect student feedback, which was examined qualitatively using thematic analysis. The analysis revealed that a majority of students positively viewed TBI in terms of main themes that emerged from the data: Social Skills Building; Personal Development; Future Usefulness, with English Learning as a common sub-theme. Pedagogical implications, as well as suggestions for further research, are discussed based on these findings.

관상동맥 질환의 조기 진단은 심혈관 질환의 예방 및 치료에 있어 중요한 역할을 한다. 관상동맥 석회화 CT는 비조영 검사로 건강검진 항목에서 선별 검사로써 널리 사용되고 있으나, 관상동맥 CT 조영술의 경우 추가적 시행 필요성과 선별적 검사로의 유용성에 대한 체계적 평가는 제한적이다. 따라서, 본 연구는 관상동맥 석회화 CT를 시행한 후 후속적 으로 관상동맥 CT 조영술을 시행한 수검자들을 대상으로 관상동맥의 협착 진단을 두 가지 검사 모두에서 비교하고, 관상동맥 CT 조영술의 선별 검사로써의 유용성에 대하여 조사하였다. 두 가지 검사 모두 관상동맥의 질환을 진단할 수 있지만, 관상동맥 CT 조영술이 선별 검사로 사용된다면 수검자의 진단과 치료 및 예후평가에 도구로써 충분한 임상 적 가치를 가지고 있다고 사료된다. 향후 관상동맥 CT 조영술을 건강검진센터에서 선별 검사로써 사용한다면 관상동맥 질환의 조기 진단에 큰 도움이 될 것이고, 그에 따라 의료서비스의 질 또한 향상될 것이다.

In this study, Early diagnosis of coronary artery disease has an important role in the prevention and treatment of cardiovascular disease. Coronary artery calcium scoring CT is a non-contrast examination and is widely used as a screening test in health examination categories, but systematic evaluation of the necessity of additional performance and the usefulness as a selective examination is limited in the case of coronary CT angiography. Therefore, this study compared the diagnosis of coronary stenosis in both tests in patients who underwent coronary CT angiography after coronary artery calcium scoring CT with investigated the usefulness of coronary CT angiography as a screening test. Both tests can diagnose coronary artery disease, but if coronary CT angiography is used as a screening test, it is considered to have sufficient clinical value as a tool for patient diagnosis, treatment, and prognosis evaluation. In the future, if coronary CT angiography is used as a screening test as a health examination center, it will be of great help in early diagnosis of coronary artery disease, and accordingly, the quality of medical services will be improved.

This study assesses the location suitability of disaster relief camps considering the increasing flood susceptibility under the climate change scenario, SSP3-7.0. It estimates the area and population coverage of these camps focusing on the Dhubri district in Assam, India. The methodology involved selecting 13 variables related to flood occurrence and flood data from 2019 were used to train models. The Random Forest model, showing superior performance (AUC=0.91), was chosen for final predictions. This model, incorporating topographical, climatic, and anthropogenic variables, was applied to predict flood susceptibility of Dhubri and evaluated the flood risk of existing relief camps. The study found that the population exposed to flood risk in Dhubri district will increase, with more than 50% likelihood that 104 out of 227 designated relief camps will be flooded by 2070. These findings can inform strategic planning for disaster preparedness and location selection of relief camps .