Earticle

초록

영어

After 40 years of reforming and opening up, China has achieved gratifying results in economic development. In the meantime, China's current healthcare system is still unable to effectively meet the demand for high-end medical care caused by serious illnesses and accidental injuries. Furthermore, there are still a large number of low-income individuals in China who do not have comprehensive medical insurance. The medical and health online mutual aid platform is a solution to this problem, and it is a supplement and support to the medical insurance system. Online mutual aid is a combination of the traditional form of insurance and the internet. Using the information matching function of the internet, members promise to bear each other's risk of losses through agreements. At present, there are more than ten major online mutual aid platforms in the Chinese market. Since the outbreak of COVID-19 in late 2019, the online mutual aid platform, as an effective supplementary part of China's national medical insurance, has also emerged as a supporting force in this sudden outbreak. Many online mutual aid platforms temporarily include "new coronavirus - infected pneumonia" as a temporary upgrade of mutual aid. The medical and health online mutual aid platform provides services that can replace medical insurance for low-income individuals, such as serious illness relief and accidental injury, and has great potential for future development. For the above reasons, this study conducted a comprehensive analysis after collecting the latest relevant academic research materials in China. Starting from the analysis of the development background of China's medical and health online mutual aid platform industry, it focuses on the development status of China's online mutual aid platform industry and the cases of China's most representative online mutual aid platform operating enterprises. Based on the research on the development status of China's medical online mutual aid platform, the main problems of China's current online mutual aid platform industry are derived, and the future prospects for development of the industry are analyzed. Finally, from the perspective of promoting the development of similar industries in Korea, this paper suggests that the development of China's online mutual aid platform industry can inform a similar industry in Korea.

목차

Abstract
1. 绪论
2. 行业发展现状分析
2.1 中国网络互助平台的概念界定及发展背景
2.2 中国医疗健康类网络互助平台行业的发展现状
2.3 具有代表性的主要网络互助平台分析
3. 行业存在的问题与未来发展前景
3.1 中国网络互助平台行业存在的主要问题
3.2 中国网络互助平台行业的发展前景
4. 对于韩国的借鉴及启示
4.1 发展韩国网络互助行业的可能性
4.2 借鉴中国网络互助平台行业的问题建立合理的监管体系
4.3 协调好网络互助行业和传统保险业的关系
4.4 在医疗健康以外的其他领域开发类似产品
4.5 中韩合作方面
4.6 进入欧美, 东南亚等其他国家提供服务
5. 结论
参考文献

키워드

저자

• 朴宇 [ 박우 | 国际经营系, 济州汉拿大学 ] Corresponding author

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  Journal of China Studies

• 간기

  계간

• pISSN

  1975-5902

• eISSN

  3022-5590

• 수록기간

  2006~2026

• 등재여부

  KCI 등재

• 십진분류

  KDC 912 DDC 951