In order to solve the current crucial environmental problems, China has initially established a system of compulsory liability insurance for environmental pollution. Coverage is still a matter of concern in practice in the construction of the system. This paper attempts to follow the basic principles and concepts of compulsory liability insurance for environmental pollution, combines the reality of China with law and economic theory to explore the controversial and specific risk responsibilities. While choosing the underwriting standards, it is ambiguous to clarify whether the liability for progressive pollution accidents falls within the coverage of insurance standards which is against the purpose of the system. On the specific underwriting matters, although the eco-environmental damage is included, the definition of public and private law liability is still unclear, and the relevant system supporting norm standards are still to be clarified; the compensation for mental damage co is excluded from the coverage, the value of the system cannot be achieved.
Abstract Ⅰ. The raise of the problem Ⅱ. Insurance Standards: Dissolution of the Problem of Progressive Pollution Insurability A. Characteristics of progressive pollution B. The Insurability Basis of Progressive Pollution Risk C. Progressive Pollution Risk in Extraterritorial Insurance Practice D. Conclusion Ⅲ. Specific Underwrite risk: Realization of the Value of CLIEP A. Eco-environmental damage B. Compensation for mental damages C. Other expenses Ⅳ. Conclusion 摘要