Earticle

초록

영어

After the 1998 financial crisis in Korea, the government has increased the amount of credit guarantees to provide small business firms with the funds necessary to survive in such a crisis. Recently, the IMF expressed worries over too large ratio of the credit guarantees relative to the gross domestic product, recommending the government to reduce the ratio to the level of other countries. The IMF advice urges us to decide the optimal size of the credit guarantees that is consistent with the economic growth. The policy makers could not easily cut down the credit guarantees, as it will hamper the economic growth by shrinking the investments of small business firms. This fact requires us to take many things into account in calculating the optimal size of the credit guarantees. Our discussion suggests the main findings as follows: The application of the optimal control techniques makes it possible to compute the optimal size of the
credit guarantees that is consistent with several policy objectives, such as the economic growth and the balanced budget, because many of them can be incorporated in the social welfare function.

목차

ABSTRACT
 I. 서론
 II. 신용보증의 이론적 배경과 현황
  1. 이론적 배경
  2. 우리나라의 현황
 III. 신용보증 적정규모의 산출방안
  1. 동태적 최적화 모형
  2. 적정규모의 산출 해
 IV. 결론
 참고문헌

키워드

저자

• 강동희 [ Kang, Tong-Hee | 군산대학교 경제통상학부 교수 ]

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  지역발전연구 [JOURNAL OF KOERAN REGIONAL DEVELOPMENT]

• 간기

  격년간

• pISSN

  1598-5334

• 수록기간

  2001~2021

• 십진분류

  KDC 309 DDC 300