Earticle

초록

영어

The proposes of this study were designed to practical use of credit cards on consumers in Kwang-ju. The 371 subjects formatted questionnaires were analyzed to frequency, percentage, crosstabulation and chi-square test by SPSS WIN 10.0. The main results of this study were as following : First, it is analyzed that most consumers have had more than credit cards. Second, it is tended that consumers have influenced to practical use of credit cards by sex, age, marriage, income and living expenses. Third, consumer is use to the spur of credit card, requirement about businessman, credit card connection system and distinction of sex, age, marriage, income, showed difference of relevant distribution between living expenses all. Based on the above, to make the use of credit cards practical and active, it needs more attention from consumers as well as it needs continuous efforts from the authorities concerned. Accordingly, to prevent consumers from overconsuming possibly by imprudent use of credit cards, it suggests systematic consumer training, from which consumers will learn responsible life as a consumer.

목차

Abstract
 I. 서론
 II. 이론적 배경
  1. 신용카드사용 및 관리
  2. 신용카드 사용행동에 대한 관련변인의 고찰
 III. 연구방법
  1. 연구문제
  2. 분석의 자료 및 연구방법
  3. 응답자의 일반적 특성
 IV. 연구결과 및 분석
  1. 소비자의 신용카드사용의 일반적 경향
  2. 사회인구학적 변인별 소비자의 신용카드 사용행동
  3. 신용카드 사용활성화에 대한 소비자의 의향
 V. 결론 및 제언
 참고문헌

저자

• 노채영 [ Chae-Yeong Ro | 목포대학교 생활과학부 소비자아동주거전공 강사 ]

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  가족자원경영과 정책(구 한국가족자원경영학회지) [Journal of Family Resource Management and Policy Review]

• 간기

  계간

• pISSN

  1738-0391

• eISSN

  2713-9662

• 수록기간

  1997~2026

• 등재여부

  KCI 등재

• 십진분류

  KDC 590 DDC 640