This paper studies the influence factors and the influence mechanism which effect Chinese adaption intention of mobile payment based on TAM model, theory of social psychology and innovation diffusion. It takes near-field mobile phone payment as practical example to do questionnaire survey with 623 samples in China and then the data were analyzed by SPSS20.0 and AMOS20.0 software .The result shows that the direct factors influencing mobile payment adoption are ranked as follows: altitude, consumer’s confidence in the operator, number of merchants, scope of service, cost to use, subjective normalization and operation scenario. The number of merchants, the scope of service, the perceived ease of use and the compatibility have a significant influence on the perceived usefulness. The people at different ages and with different incomes are different significantly in their willingness to purchase through the mobile-phone payment. At the end of this paper management suggestion for operators was given.'
목차
Abstract 1. Introduction 2. Related Theories 2.1. Mobile Payment 2.2. Technology Acceptance Model 2.3. Theory of Social Psychology 2.4. Theory of Innovation Diffusion 3. Research Model and Study Method 3.1. Research Model 3.2. Study Method 4. Empirical Study 4.1. Population Samples Description 4.2 Analysis of Reliability and Validity 4.3 Parameter Estimation 4.4. Effect of Demographic Variables on Mobile-payment Adoption Intention 4.5. Conclusion of Data Analysis 5. Management Suggestion Acknowledgements References
키워드
TAM modelinnovation diffusionmobile paymentadoption of technology
저자
Jing Li [ School of economic and management, Tianjin University of Technology and Education ]
Jia-Le Liu [ Investment department,NAN YUE Bank ]
Huan-Yong Ji [ School of economic and management, Beijing University of Posts and Telecommunications ]
보안공학연구지원센터(IJUNESST) [Science & Engineering Research Support Center, Republic of Korea(IJUNESST)]
설립연도
2006
분야
공학>컴퓨터학
소개
1. 보안공학에 대한 각종 조사 및 연구
2. 보안공학에 대한 응용기술 연구 및 발표
3. 보안공학에 관한 각종 학술 발표회 및 전시회 개최
4. 보안공학 기술의 상호 협조 및 정보교환
5. 보안공학에 관한 표준화 사업 및 규격의 제정
6. 보안공학에 관한 산학연 협동의 증진
7. 국제적 학술 교류 및 기술 협력
8. 보안공학에 관한 논문지 발간
9. 기타 본 회 목적 달성에 필요한 사업
간행물
간행물명
International Journal of u- and e- Service, Science and Technology
간기
격월간
pISSN
2005-4246
수록기간
2008~2016
십진분류
KDC 505DDC 605
이 권호 내 다른 논문 / International Journal of u- and e- Service, Science and Technology Vol.7 No.1