Earticle

초록

영어

This paper analyzed the determinants of life insurance consumption with a panel of 92 countries over the period 1996-2010. Our main focus was to figure out the effect of national culture, quality of institutions and legal origins on the consumption of life insurance. Most cultural, institutional, legal and other control variables had a significant relationship to life insurance consumption, in most conditions. Our panel estimations revealed that countries with higher individualism, higher uncertainty avoidance and higher masculinity oriented society have greater level of life insurance consumption. Overall, the cross-country results confirmed the importance of national culture in predicting life insurance across countries. We also discovered that as the quality of institution enhanced, the life insurance consumption increased. As for the importance of legal origins for life insurance across countries, evidence for support has been found in our research. The results revealed a strong, positive relationship between U.K. legal origin and life insurance consumption. However, there was a negative relationship between France and German’s legal origin and insurance consumption.

목차

Abstract
 Ⅰ. Introduction
 Ⅱ. Literature Review
 Ⅲ. Hypotheses Development
 Ⅳ. Methodology
 Ⅴ. Empirical Findings
 Ⅵ. Conclusions
 Appendix
 REFERENCES

키워드

저자

• Soug-Shin, Choi [ 최석신 | 전남대학교 경영학부 교수 ] 책임저자
• Byoung-Sop, Han [ 한병섭 | 전남대학교 경영학부 조교수 ] 교신저자

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  무역통상학회지 [Journal of Korea Research Association of International Commerce]

• 간기

  격월간

• pISSN

  1738-4354

• 수록기간

  2001~2025

• 등재여부

  KCI 등재

• 십진분류

  KDC 326 DDC 380