Earticle

초록

영어

What marine insurance seeks is interest balance between insurer and assured and fair value of law. Based on this, the assured is entitled to insurance compensation against the insurer where a favorable decision has been made by court but has not been executed. The insurer, after payment to the assured, is subrogated to the compensation right against the liable third party. This article gives suggestion to insurers and assured on how to avoid such insurance risks in practice.

중국어

从海上保险制度的目的、实现保险人与被保险人利益平衡以及法律公平价值 的实现的角度考虑，在被保险人向第三人提起诉讼并获得有利判决但其尚未实 际受偿的情形下，被保险人仍有权要求保险人予以理赔；保险人理赔以后，在 其赔付范围内依法享有被保险人在有利判决下对第三人应有的权利，即保险人 取得代位求偿权。在此结论基础上，对实务中保险人和被保险人应如何规避风险提出建议。

목차

Ⅰ. 引言
 Ⅱ. 被保险人权益之维护：有利判决能否成为保险人拒赔之理由
 Ⅲ. 保险人权益之维护：代位求偿权能否成立及如何行使
 Ⅳ. 结语
 参考文献
 중문요약

키워드

해상보험 보험자 피보험자 대위청구권 보험보상 판결집행 marine insurance insurer assured right of subrogation insurance indemnity execution of judgment 海上保险 保险人 被保险人 代位求偿权 保险赔偿 执行判决

저자

• 馬炎秋 [ 마염추 | 中國海洋大學法政学院 副教授，法學博士 ]
• 周燕 [ 주연 | 中國海洋大學法政学院 研究生，法學碩士 ]

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