The objective of this paper is to identify factors influencing intention to use ubiquitous banking service focusing on potential users using a regression model. Through this, providers of ubiquitous banking services can get an idea of future development, including marketing strategy through the results of this analysis. This paper proposes that perceived usefulness is the most important factor influencing the uptake of ubiquitous service. Also in addition, ANOVA test shows that higher education level of the user can lead to the higher intention to use an ubiquitous banking service. In this study, we set up a model by using the most basic factor among influential factors presented in previous studies as an independent variable. However, other research variables which affect acceptance of ubiquitous service should be considered by thinking more diversely.
목차
Abstract 1. Introduction 2. Research Contents and Research Methods 2.1 Research Contents 2.2 Research Method 3. Analysis and results 3.1 Measurements and data collection 3.2 Research model and hypothesis 3.3 Exploratory factor analysis for hypothesis test 3.4 Regression analysis for research hypothesis test 1, 2, & 3 3.5 ANOV A test for research hypothesis test 4 4. Conclusions References
키워드
Ubiquitous bankingAcceptance modelPerceived usefulnessPerceived ease of useSocial influenceIntention to use
저자
Min-Cheol Kim [ 김민철 | Associate Professor, Department of Management Information Systems, Jeju National University ]
Tai-Hyun Ha [ 하태현 | Professor, Department of Computer Education, Woosuk University ]
Corresponding Author
한국디지털정책학회 [The Society of Digital Policy & Management]
설립연도
2003
분야
복합학>과학기술학
소개
디지털기술 및 산업정책, 디지털경제, 관련 산업의 연구, 전자정부, 디지털정치에 관한 제도적, 정책적 연구, 디지털경영, 전자상거래, e-비즈니스에 관한 실용적 연구, 학술연구지 발간 및 학술대회 개최 등을 통하여 디지털경제 및 디지털경영에 관련되는 국가정책 분야의 연구 및 교류를 촉진하고 국가 및 기업 정보화와 디지털산업의 발전에 공헌한다.