IM(Information Memorandum)을 통한 은행의 부동산 Project Financing 예상손실 도출을 위한 연구
A Study to Derive the Expected Loss of Real Estate Project Financing by Banks through Information Memorandum
Accordingly, this study analyzed the relationship between the EL amount and various real estate PF factors based on the current status of real estate PF handling by A Bank from 2015 to 2020. Comparing with previous studies that simply analyzed delinquency, provision rate, and loan quality-oriented analysis, or only negative loans without distinction from approved loans, this study selected and analyzed the EL amount, which is considered more in terms of risk management, together with the implementation of Basel III. It was analyzed by selecting it as a variable. Even if the loan was executed after the loan term and repayment method were confirmed at the time of the loan agreement, it was confirmed that the term and repayment method are not risk variables because early loan repayment is made through income from pre-sale. In addition, it was confirmed that PF, which is a special finance sector other than general corporate finance, is considering acquiring collateral for stable receivables bond collection.
목차
Abstract Ⅰ. 서론 1. 연구의 배경 및 목적 2. 연구의 범위 및 내용 Ⅱ. 이론적 고찰 1. 선행연구 2. 연구방법 Ⅲ. 종속변수 및 독립변수 선정 1. 변수 선정 Ⅳ. 실증 분석 1. 기초통계 분석 2. 상관관계 분석 3. 연구모형과 실증분석 결과 Ⅴ. 결론 참고문헌
한국도시부동산학회(구 도시정책학회) [Korea Urban & Real Estate Association]
설립연도
2010
분야
사회과학>행정학
소개
"한국도시부동산학회는 바람직한 미래의 도시상을 만들어갑니다"
우리 학회는 도시와 교통, 건축과 부동산 분야 등 정책 중심의 융합 연구 활동을 지향하고 있습니다.
시대 변화에 능동적으로 대응하고자 최근 이슈가 되고 있는 기후와 에너지, 4차 산업혁명과 AI, ESG 등 융합 아젠다를 발굴하여 다루는 작지만 강한 강소학회(强小學會)입니다.
간행물
간행물명
도시부동산연구 [Journal of Urban Studies and Real Estate]