Earticle

초록

영어

The aim of this study is to analyzed the comparative assessment on the fast payment system of USA. The paper is organized as fellows. In Section Ⅰ, I outline the purpose of this paper. In Section Ⅱ, I explain previous research in domestic and foreign literature and conduct the construction process and development. In Section Ⅲ, I did comparative analysis the operational policies between RTP network and FedNow of America. In Section Ⅳ, I assessed the usefulness both fast payment system. In Section Ⅴ, I summarizes and suggested that the payment system have to assume, with good reason, more efficiently accurately and securely operation together with conclusion. The results of analysis is to fellow. FedNow is operated by federal reserve bank, while RTP network is owned-operated by The clearing house. The FedNow is a real-time gross settlement service that will process and settle individual payments within seconds, 24 hours a day, 7 days a week, 365 days a year. The service will settle payment obligations between depository institutions by adjusting balances in accounts at the reserve banks. The service will be designed for smaller-value payments, limited to $25,000 or less. The RTP network from The clearing house is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. The U.S. financial institutions of all sizes are taking advantage of the RTP network’s capabilities to create or enhance digital services for their customers.

목차

Abstract
Ⅰ. 서론
Ⅱ. 선행연구분석 및 신속 결제시스템의 구축 동향
Ⅲ. 양 결제시스템의 운영정책 비교
Ⅳ. 양 결제시스템의 유용성 평가
Ⅴ. 결론 및 정책적 시사점
참고문헌

키워드

저자

• 이병렬 [ Byeong-Ryul Lee | 창원대학교 창업자산융합학부 부교수 ] 제1연구자

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  무역통상학회지 [Journal of Korea Research Association of International Commerce]

• 간기

  격월간

• pISSN

  1738-4354

• 수록기간

  2001~2025

• 등재여부

  KCI 등재

• 십진분류

  KDC 326 DDC 380