Service trade has now become a new driving force for economic development around the world, in which financial services trade has achieved rapid growth, and improving the competitiveness of financial services trade has also become a concern of all countries. China’s immature market and the restriction make the development of financial services trade slow all the time. Its competitiveness is far from that of developed countries and needs to be improved. Financial services trade won’t develop well without financial liberalization. Therefore, this thesis studies the impact of financial liberalization on the competitiveness of financial services trade through literature review and empirical analysis. Firstly, this thesis sums up the detailed process of China's financial liberalization from four aspects: capital account, banking, insurance and securities, and uses indicators to measure and compare the reality of China's financial liberalization with that of major countries in the world. Then, this thesis analyses the current situation of China's financial services trade and its industry structure, and uses different indicators to measure the competitiveness of China's financial services trade and compares it with that of other countries. Finally, according to the reality analysis and empirical results, this thesis puts forward corresponding suggestions for the government and enterprises. By analyzing the reality of China's financial liberalization and financial services trade, this thesis finds that although the degree of China's financial liberalization is gradually growing up, it is still relatively backward compared with developed countries. In addition, China's financial services trade has not only long-term deficit but also structural imbalance, and the imports and exports of insurance account for a large proportion of that of financial services trade. Computing the indicators of China’s financial services trade, such as market share, revealed comparative advantage index and trade competitiveness index, and comparing them with those of other countries, it shows that China has low financial services trade competitiveness. According to the study, this thesis suggests that the government should actively and steadily promote financial liberalization, while increasing the support for financial services trade and creating a good market environment; enterprises should persevere in the innovation of financial services, seize opportunities and dare to “go out”.
부산대학교 중국전략연구소(구 부산대학교 중국연구소) [Institute of China Strategy]
설립연도
2006
분야
사회과학>사회복지학
소개
본 연구소의 설립을 통해 우선 한중 양국 국민의 상호이해와 교류증진을 위한 인문, 사회과학적인 연구는 물론이고, 이를 통해 기업(인)이 중국에 안정적인 정착과 교류를 할 수 있는 각종 환경을 조성하고자 한다.
게다가 본 연구소는 기존의 연구소의 기능과는 달리 단순한 학술 교류에 머물지 않고 인적 교류를 통해 양국관계의 이해를 증진하고 나아가 한국과 중국의 각종 프로젝트를 적극 유치, 개발함으로써 지속적으로 재원의 창출을 도모하고자 한다.