Earticle

초록

영어

The financially reputed, global financial powerhouses, such as the United Kingdom, Germany, China, etc, have invested more than $3,000 million in fintech worldwide. Fin-tech, so called ‘financial tech,’ is a portmanteau of ‘finance’ and ‘technology,’ referring to the financial service where various techniques have been introduced, such as bank transfer, personal finance asset management, crowdfunding, and mobile payments. A global financial hub, the United Kingdom, is emerging as a center of fin-tech start-ups, where investments are concentrated. Recently, approximately $800 million of investments have been intensively made in fin-tech start-ups of the UK and Ireland, showing more than 600% in a growth rate. Cash transactions account for nearly 85% worldwide, so the credit card fee market seems yet to be a highly potential market. Given the credit card industry has earned about $48 billion of fees last year, it is predicted that enterprises’ desire for the fee market innovation will much change. For fin-tech, security is a prerequisite. It is because if security is not guaranteed, no one knows what security threat will occur. Fin-tech is just like a double-edged sword it’s easy access but security must be guaranteed for users at the same time. Thus, it is necessary to blend convenience and security. The reality is that changes in the financial environment are made clearly. In addition, with the specialization and diversification of financial needs, it will be required to devise the thing that will meet the needs for new financial services from a number of customers and prosumers.

목차

Abstract
 1. Introduction
 2. Definition of Fin-Tech
 3. Typical Types of Fin-Tech
 4. Trends and Growth of Fin-Tech
 5. Main Global Promotions of Fin-Tech
 6. Noteworthy Global Fin-Tech Start-Up
 7. Trends of Fin-Tech in Korea
 8. Potential Market of Fin-Tech
 9. Fin-Tech Promotion Abroad
 10. Importance of Fin-Tech Security
 11. Prospects and Implications of Fin-Tech
 12. Conclusions
 References

키워드

저자

• Young-mo kang [ Department of IT policy & management, Soongsil University, Seoul, 156-743, Korea ]
• Kyeong-seok Han [ Department of IT policy & management, Soongsil University, Seoul, 156-743, Korea ]
• Se-Jeong Park [ Graduate School of Software, Soongsil University, Seoul 156-743, Korea ]
• Jong-Bae Kim [ Graduate School of Software, Soongsil University, Seoul 156-743, Korea ] Corresponding author

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  International Journal of u- and e- Service, Science and Technology

• 간기

  격월간

• pISSN

  2005-4246

• 수록기간

  2008~2016

• 십진분류

  KDC 505 DDC 605