Earticle

초록

영어

Agro-meteorological index insurance is an innovative agricultural insurance product that has solved problems of conventional agricultural insurances including excessive cost and moral hazard. Agro-meteorological index insurance has become an effective agricultural insurance scheme. This paper primarily uses meteorological data and winter wheat yield data in the Jiangsu Province for the last 35 years to build a yield loss model based on which we designed an agro-meteorological index. Using production data and the experience rate method, we calculate pure premium rates for winter wheat in different cities for different deductible amounts. According to the calculation results, we divided the Jiangsu Province into three regions with different deductible amounts and determined pure premium rates and pure premiums for each city, thereby completing the design of a winter wheat meteorological index insurance product. Our study designed specific insurance products for different areas; it has a good guiding significance for the agricultural insurance in Jiangsu province research.

목차

Abstract
 1. Introduction
 2. Data and methods
  2.1 Data
  2.2 Methods and models
  2.3 Design of an agro-meteorological insurance index
 3. Insurance Product Design
  3.1 Analysis of the pure premium rate of the Jiangsu Province for each deductible amount
  3.2 Deductible amount design for different regions in the Jiangsu Province
 4. Conclusions and Discussion
 Acknowledgements
 References

키워드

저자

• Cao Jie [ Nanjing University of Information Science & Technology, School of Economics & Management ]
• Li Sijia [ Nanjing University of Information Science & Technology, School of Economics & Management ]
• Yang Li [ Nanjing University of Information Science & Technology, School of Economics & Management ]

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  International Journal of Hybrid Information Technology

• 간기

  격월간

• pISSN

  1738-9968

• 수록기간

  2008~2016

• 십진분류

  KDC 505 DDC 605