Earticle

초록

영어

Banking transactions using smartphones or more commonly known as “smartphone banking” are increasingly becoming popular as a way for financial transactions given the growing number of smartphone users. The smartphone banking is considered to be different from mobile banking because of the unique and innovative features of smartphones - a combination of a computer and mobile phone that can easily access the Internet. This study based on the Technology Acceptance Model(TAM), examines the factors that influence the intention to use smartphone banking by surveys and analyzing the findings gathered from previous mobile banking related researches. Furthermore, this research identifies the issues of security risk and trust in using smartphone banking in addition to its perceived ease of use and perceived usefulness as key factors suggested under TAM. Statistics on the usage frequency of smartphone banking in Korea shows that the proportion of account transfer transactions are much smaller than the account check transactions, compared with the Internet banking in general. This study explains such less common usage of smartphones for account checking transactions than account transfer transactions, by showing that the key factors (i.e. perceived ease of use and perceived usefulness) have greater impact in account check than in account transfer, and trust has greater impact on account transfer transactions than account check transactions in smartphone banking.

목차

Abstract
 1. Introduction
 2. Literature Review
 3. Research Model
 4. Data Collection and Analysis
 5. Conclusion
 References

키워드

저자

• Jin Baek Kim [ College of Business and Economics, Chung-Ang University ]
• Sungmin Kang [ College of Business and Economics, Chung-Ang University ] Corresponding author

참고문헌

발행기관

간행물

표지보기 관심저널 등록

• 간행물명

  International Journal of Multimedia and Ubiquitous Engineering

• 간기

  월간

• pISSN

  1975-0080

• 수록기간

  2008~2016

• 등재여부

  SCOPUS

• 십진분류

  KDC 505 DDC 605