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베이비붐세대 가계의 자산ㆍ부채상태 분석 : 2006년과 2011년 비교
Asset-Liability Analysis of Baby-Boomer Households: Comparison of year 2006 and 2011
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- 발행기관
- 한국가족자원경영학회 바로가기
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- 간행물
- 가족자원경영과 정책(구 한국가족자원경영학회지) KCI 등재 바로가기
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- 통권
- 제16권 3호 (2012.08)바로가기
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- 페이지
- pp.153-176
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- 저자
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- 언어
- 한국어(KOR)
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- URL
- https://www.earticle.net/Article/A181583
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6,100원
원문정보
초록
- 영어
- This study gives an account of the state of baby-boomer households in regard to assets and liabilities utilizing the 2006 Household Asset Survey and the 2011 Survey of Household Finances. Using the data gathered from each year, this study examined the proportion of households who had each type of asset and liability, and the amount of them. This study also compared the amount of assets and liabilities of baby-boomer households with those of non baby-boomer households in 2006 and 2011 respectively. Finally, this study examined the amount of change and composition ratio of assets and liabilities of baby-boomer households between 2006 and 2011. Selected financial ratios were also presented for both years. Major findings are as follows. The average asset amount for baby-boomer households was approximately 296 million in 2006 and 392 million in 2011. Of total assets, 78% and 76.5% were real assets in 2006 and 2011 respectively. The average financial assets of 2006 baby-boomer households were approximately 66 thousand and the average amount of debt was 42 thousand. For 2011 baby-boomer households, the average amount of financial assets was 92 thousand and the average amount of debt was 73 thousand . Results from the 2011 survey showed that baby-boomer households had a significantly higher proportion of total assets, total debt, and net worth than non baby-boomer households. The proportion of savings, saving insurance, stocks, and mutual funds were significantly higher for baby-boomer households than non baby-boomer households in 2011. In regard to financial ratios, the emergency fund index and debt burden index were appropriate to the guidelines of asset quality, although the propensity to investment indexes were not.
목차
Abstract
I. 서론
II. 이론적 배경
III. 연구방법
IV. 연구결과
V. 결론 및 제언
참고문헌
키워드
베이비붐세대 자산부채상태표 재무비율 가계자산조사 가계금융조사 baby-boomer asset-liability statement financial ratio Household Asset Survey Survey of Household Finances저자
간행물 정보
발행기관
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- 발행기관명
- 한국가족자원경영학회 [Korean Family Resource Management Association]
- 설립연도
- 1996
- 분야
- 자연과학>생활과학
- 소개
- 가족자원의 효율적인 배분과 활용상의 문제를 학문적으로 연구하고 이러한 학문적 성과를 개별가정이나 공공가정의 경영에 적용할 수 있도록 교육·계몽하고 발전시키는 일을 조직적이고 체계적으로 수행하기 위하여 설립되었다.
간행물
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- 간행물명
- 가족자원경영과 정책(구 한국가족자원경영학회지) [Journal of Family Resource Management and Policy Review]
- 간기
- 계간
- pISSN
- 1738-0391
- eISSN
- 2713-9662
- 수록기간
- 1997~2026
- 등재여부
- KCI 등재
- 십진분류
- KDC 590 DDC 640
이 권호 내 다른 논문 / 가족자원경영과 정책(구 한국가족자원경영학회지) 제16권 3호
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