1. Introduction 2. Theoretical framework, research model and hypothesis development Methods 2.1 Technology Acceptance Model (TAM) 2.2 IDT & TAM Construct 2.3 Mobility 2.4 Trust 3. Methodology 3.1 Sample and procedure 3.2 Instrument development 3.3 Data analysis 4. Results 4.1 Construct validity and reliability ofthe instrument 4.2 Testing 01 the model 5. Discussion and Conclusion 6. Limitations References