Earticle

초록

영어

The purpose of the study was to investigate the characteristics and economic status of deficit households compared to surplus households. Data from The Household Income and Expenditure Survey 2005 by NSO and 50, 207 salary/wage earners’ households were used for the analysis. The statistical methods used were GLM, logit, and cluster analyses. The analysis results showed that 25.3 percent of the households were deficit households. Approximately half of the lowest 20% income group were deficit households. Income deficit households earned 1, 273 thousand less than that of surplus households, whereas consumption of deficit households was 1, 006 thousand more than that of surplus households. The average propensity of consumption of deficit households was 142.1. According to the logit analysis, factors contributing tothe probability of belonging to a deficit household included income level, household size, age and educational level, occupation, homeownership, car ownership, and wife's employment status. Deficit households were classified into 5 types: 1) health care expenditure-dominated group, 2) housing expenditure-dominated group, 3) education expenditure-dominated group, 4) money transfer-dominated group, and 5) overall-overconsumption group. The overall- overconsumption group was the largest group of all at 58.5%. It was found that for all five groups, the changes in household size, income group, home ownership, and occupation of the individual were variables that influenced the probability of belonging to a certain group.

목차

 I. 서론
 II. 이론적 배경 및 선행연구 고찰
  1. 적자의 개념
  2. 적자관연이론
  3. 적자가계에 관한 실증연구
 III. 연구방법
  1. 연구문제
  2. 분석자료
  3. 분석방법
  4. 주요변수의 정의
 IV. 연구결과 및 해석
  1. 흑자가계와 적자가계의 비교분석
  2. 적자가계 유형별 비교
 V. 결론 및 제언
  1. 결론 및 요약
  2. 제언
 참고문헌

키워드

적자가계 흑자가계 경제구조 가구유형 가계소득 소비지출 자산 부채 지출구성비 deficit household surplus household economic status type of household household income consumption assets debt consumption ratio

저자

• 양세정 [ Yang, Se-Jeong | 상명대학교 ]

참고문헌

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