Earticle

초록

영어

While a great body of information systems (IS) literature has discussed mobile banking (m-banking) services, most of these studies have focused on the adoption or acceptance phases of this technology; with little attention was given to users’ intension to continue using such technology. This paper aims at investigating the most important factors that predict users’ continuous intension to use m-banking services in the post-adoption phase. This paper presents a conceptualization and validation of an extended expectation-confirmation model (ECM). A total of 303 Kuwaiti users of m-banking services participated in this study. Partial least squares (PLS) of structure equation modelling (SEM) technique was used to analyze the data. The results mainly showed that users’ continuous intension to use m-banking services is significantly influenced by perceived trust, satisfaction, self-efficacy, performance expectancy and effort expectancy. Theoretical and practical contributions as well as the research limitations and future directions are discussed.

목차

ABSTRACT
Ⅰ. Introduction
Ⅱ. Literature Review
2.1. Theoretical Background
2.2. The State of m-banking in Kuwait
Ⅲ. Conceptual Model and Hypotheses Development
3.1. Effort Expectancy (EE)
3.2. Perceived Trust (PT)
3.3. Facilitating Conditions (FC)
3.4. Self-efficacy (SEF)
Ⅳ. Methodology
4.1. Measurement Items
4.2. Data Collection
4.3. The Study Sample
4.4. Common Method Bias
Ⅴ. Results
5.1. Measurement Model
5.2. Structural Model
Ⅵ. Discussion and Implications
6.1. Discussion
6.2. Implications
Ⅶ. Limitations and Future Research
Ⅷ. Conclusion

저자

• Ahmad A. Rabaa’i [ Associate Professor, NJCU School of Business New Jersey City University NJ, USA ] Corresponding Author
• Shereef Abu ALMaati [ Associate Professor, American University of Kuwait, Kuwait ]

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