ABSTRACT
Ⅰ. Introduction
Ⅱ. Research Background
2.1. Costs and Decision-Making
2.2. Coupling Perception and ICT’s Usage Behavior
Ⅲ. Research Model and Hypotheses
3.1. Research Model
3.2. Research Hypotheses
Ⅳ. Research Methodology and Analysis
4.1. Data Collection and Measurement
4.2. Assessment of Measurement Model
4.3. Assessment of the Structural Model
Ⅴ. Discussion and Implications
5.1. Discussion of Findings
5.2. Implications and limitations